/* Southern Senior Care — site styles
   Colors are variables so the palette can be swapped in one place. */
:root{
  --navy:#1f3a4d;
  --navy-dark:#152a38;
  --sage:#6f8f72;
  --sage-light:#e6ede4;
  --cream:#faf7f1;
  --white:#ffffff;
  --amber:#c9741c;
  --amber-dark:#a85f12;
  --text:#22303a;
  --muted:#4f5d66;
  --line:#dcd6ca;
  --radius:14px;
  --shadow:0 6px 24px rgba(21,42,56,.08);
  --max:1180px;
  --font-body:"Atkinson Hyperlegible", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-head:"Fraunces", Georgia, "Times New Roman", serif;
}

html{font-size:118.75%;-webkit-text-size-adjust:100%;scroll-behavior:smooth}  /* 19px base */

*,*::before,*::after{box-sizing:border-box}
body{margin:0;font-family:var(--font-body);line-height:1.6;color:var(--text);background:var(--cream)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--amber-dark)}
:focus-visible{outline:3px solid var(--amber);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--font-head);color:var(--navy);line-height:1.15;font-weight:600;margin:0 0 .6em}
h1{font-size:clamp(2rem,6vw,3.2rem)}
h2{font-size:clamp(1.6rem,4.5vw,2.3rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:12px 16px;z-index:100}
.skip:focus{left:12px;top:12px}
.eyebrow{font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:.8rem;color:var(--sage);margin-bottom:.6em}

/* Buttons — large touch targets */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:52px;padding:.7em 1.4em;border-radius:999px;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,color .15s}
.btn-primary{background:var(--amber);color:#fff}
.btn-primary:hover{background:var(--amber-dark);color:#fff}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--sage-light);color:var(--navy)}

/* Top utility bar */
.topbar{background:var(--navy-dark);color:#e8eef2;font-size:.82rem}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:44px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}

/* Header */
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .container{display:flex;align-items:center;justify-content:space-between;min-height:96px;gap:32px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:16px;text-decoration:none;color:var(--navy);flex:none}
.brand img{width:96px;height:auto;flex:none}
@media (max-width:860px){.site-header .container{min-height:80px}.brand img{width:76px}}
@media (max-width:420px){.brand{gap:10px}.brand img{width:58px}.brand-name{font-size:1.1rem}.brand-name small{font-size:.6rem}}
.brand-name{font-family:var(--font-head);font-weight:600;font-size:1.45rem;line-height:1.05;white-space:nowrap}
.brand-name small{display:block;font-family:var(--font-body);font-weight:400;font-size:.68rem;color:var(--muted);letter-spacing:.06em;margin-top:6px}
.nav ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:8px;flex-wrap:nowrap}
.nav a{display:block;padding:.6em .9em;text-decoration:none;font-weight:700;font-size:.95rem;color:var(--text);border-radius:8px;white-space:nowrap}
.nav a:hover,.nav a[aria-current="page"]{color:var(--navy);background:var(--sage-light)}
.nav .btn{margin-left:8px;color:#fff;font-size:.92rem}
.menu-toggle{display:none;min-height:48px;padding:0 16px;border-radius:10px;border:2px solid var(--navy);background:#fff;color:var(--navy);font-family:var(--font-body);font-weight:700;font-size:1rem;cursor:pointer}

@media (max-width:860px){
  .menu-toggle{display:inline-flex;align-items:center;gap:8px}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);display:none}
  .nav.open{display:block}
  .nav ul{flex-direction:column;align-items:stretch;padding:8px 16px 20px}
  .nav a{padding:.9em .6em;font-size:1.05rem;border-bottom:1px solid var(--line);border-radius:0}
  .nav .btn{margin:14px 0 0;border-radius:999px;border-bottom:0}
  }

/* Hero */
.hero{background:linear-gradient(180deg,var(--white) 0%,var(--cream) 100%);padding:56px 0 64px}
.hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1{font-size:clamp(2rem,5vw,2.45rem);letter-spacing:-.01em}
.hero p.lead{font-size:1.15rem;color:var(--muted);max-width:34em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:1.4em 0}
.hero-points{list-style:none;padding:0;margin:1.2em 0 0;display:grid;gap:.5em}
.hero-points li{display:flex;gap:.6em;align-items:flex-start}
.check{flex:none;width:1.4em;height:1.4em;border-radius:50%;background:var(--sage);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:.8em;margin-top:.15em}
.hero-photo{position:relative}
.photo-placeholder{aspect-ratio:4/5;border-radius:24px;background:var(--sage-light);border:2px dashed var(--sage);display:flex;align-items:center;justify-content:center;text-align:center;color:var(--sage);font-weight:700;padding:24px}
.hero-img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 30%;border-radius:24px;box-shadow:var(--shadow)}
.hero-badge{position:absolute;left:-18px;bottom:28px;background:var(--navy);color:#fff;border-radius:var(--radius);padding:16px 20px;box-shadow:var(--shadow);max-width:230px}
.hero-badge strong{display:block;font-family:var(--font-head);font-size:2rem;line-height:1}
@media (max-width:860px){
  .hero{padding:36px 0 44px}
  .hero .container{grid-template-columns:1fr;gap:32px}
  .hero-photo{order:-1;max-width:420px}
  .photo-placeholder{aspect-ratio:4/3}
  .hero-img{aspect-ratio:4/3;object-position:50% 35%}
  .hero-badge{left:12px;bottom:-18px}
  .hero-actions .btn{flex:1 1 100%}
}

/* Sections */
section{padding:72px 0}
.section-head{max-width:46em;margin-bottom:36px}
.section-head p{color:var(--muted);font-size:1.08rem}
.bg-white{background:var(--white)}
.bg-sage{background:var(--sage-light)}
@media (max-width:640px){section{padding:52px 0}}

/* Independent vs captive */
.compare{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.compare-card{border-radius:var(--radius);padding:28px;border:1px solid var(--line);background:#fff}
.compare-card.us{border:2px solid var(--sage);box-shadow:var(--shadow)}
.compare-card h3{display:flex;align-items:center;gap:.5em}
.compare-card ul{margin:0;padding-left:1.2em}
.compare-card li{margin-bottom:.5em}
.compare-card.us ul{list-style:none;padding-left:0}
.compare-card.us li{position:relative;padding-left:2em}
.compare-card.us li::before{content:"";position:absolute;left:0;top:.15em;width:1.3em;height:1.3em;background:url(../images/acorn.svg) no-repeat center/contain}
.compare-card.them{background:#f4f2ee;color:var(--muted)}
.compare-card.them h3{color:var(--muted)}
@media (max-width:760px){.compare{grid-template-columns:1fr}}

/* Products */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border-radius:var(--radius);padding:28px;border:1px solid var(--line);display:flex;flex-direction:column}
.card .icon{width:56px;height:56px;border-radius:14px;background:var(--sage-light);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .icon svg{width:30px;height:30px;stroke:var(--navy)}
.card p{color:var(--muted);flex:1}
.card a.more{font-weight:700}
.also{margin-top:28px;padding:20px 24px;border-radius:var(--radius);background:var(--white);border:1px solid var(--line)}
.also strong{color:var(--navy)}
.subhead{margin:44px 0 18px;font-size:1.5rem}
.cards-small{grid-template-columns:repeat(4,1fr);gap:18px}
.cards-small .card{padding:22px}
.cards-small .card h3{font-size:1.1rem}
@media (max-width:1100px){.cards-small{grid-template-columns:repeat(2,1fr)}}
@media (max-width:900px){.cards{grid-template-columns:1fr}.cards-small{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.cards-small{grid-template-columns:1fr}}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:step}
.step{background:#fff;border-radius:var(--radius);padding:28px;border:1px solid var(--line);position:relative}
.step::before{counter-increment:step;content:counter(step);display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-head);font-size:1.4rem;margin-bottom:14px}
.step p{color:var(--muted);margin:0}
@media (max-width:900px){.steps{grid-template-columns:1fr}}

/* Carriers */
.carriers{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.carrier{background:#fff;border:1px solid var(--line);border-radius:12px;min-height:96px;display:flex;align-items:center;justify-content:center;text-align:center;padding:16px;font-weight:700;color:var(--muted)}
@media (max-width:760px){.carriers{grid-template-columns:repeat(2,1fr)}}

/* Family */
.family{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.person{display:grid;grid-template-columns:160px 1fr;gap:22px;align-items:start;background:#fff;border-radius:var(--radius);padding:24px;border:1px solid var(--line)}
.person .photo-placeholder{aspect-ratio:1;border-radius:50%;font-size:.8rem;padding:10px}
.person .role{color:var(--sage);font-weight:700;margin-bottom:.5em}
.person p{color:var(--muted)}
@media (max-width:900px){.family{grid-template-columns:1fr}}
@media (max-width:520px){.person{grid-template-columns:1fr}.person .photo-placeholder{width:140px}}

/* New to Medicare banner */
.callout{background:linear-gradient(90deg,rgba(21,42,56,.94) 0%,rgba(21,42,56,.82) 55%,rgba(21,42,56,.55) 100%),url(../images/leaves-1600.jpg) center/cover no-repeat,var(--navy);color:#e8eef2;border-radius:24px;padding:44px;display:grid;grid-template-columns:1.3fr .7fr;gap:28px;align-items:center}
.callout h2{color:#fff}
.callout .actions{display:flex;flex-direction:column;gap:12px}
@media (max-width:860px){.callout{background:linear-gradient(rgba(21,42,56,.88),rgba(21,42,56,.88)),url(../images/leaves-800.jpg) center/cover no-repeat,var(--navy);grid-template-columns:1fr;padding:32px 24px}}

/* Blog teasers */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post{background:#fff;border-radius:var(--radius);border:1px solid var(--line);overflow:hidden;display:flex;flex-direction:column}
.post .thumb{aspect-ratio:16/9;background:var(--sage-light);width:100%;object-fit:cover;display:block}
.post .body{padding:22px;display:flex;flex-direction:column;flex:1}
.post .meta{font-size:.8rem;color:var(--sage);font-weight:700;text-transform:uppercase;letter-spacing:.05em;margin-bottom:.5em}
.post h3 a{text-decoration:none;color:var(--navy)}
.post p{color:var(--muted);flex:1}
.post p.meta{flex:none}
@media (max-width:900px){.posts{grid-template-columns:1fr}}

/* Final CTA */
.final-cta{text-align:center}
.final-cta .hero-actions{justify-content:center}

/* Footer */
.site-footer{background:var(--navy-dark);color:#c9d4db;padding:56px 0 120px;font-size:.92rem}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;margin-bottom:32px}
.site-footer h3{color:#fff;font-size:1.05rem;font-family:var(--font-body);font-weight:700}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:.5em}
.disclaimer{border-top:1px solid rgba(255,255,255,.15);padding-top:24px;font-size:.8rem;line-height:1.55;color:#a9b7c0}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}
@media (min-width:861px){.site-footer{padding-bottom:40px}}

/* Fixed call/quote bar on phones */
.mobile-bar{display:none}
@media (max-width:860px){
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 18px rgba(0,0,0,.08)}
  .mobile-bar .btn{min-height:54px;font-size:1.05rem}
}

.placeholder-note{background:#fff6e6;border:1px dashed var(--amber);color:var(--amber-dark);font-size:.8rem;padding:4px 10px;border-radius:6px;display:inline-block}

/* Newsletter signup */
.subscribe{margin-top:32px;background:var(--sage-light);border-radius:var(--radius);padding:28px;display:grid;grid-template-columns:1fr 1.2fr;gap:24px;align-items:center}
.subscribe h3{margin-bottom:.3em}
.subscribe p{margin:0;color:var(--muted)}
.subscribe-form{display:flex;gap:10px}
.subscribe-form input{flex:1;min-height:52px;padding:0 16px;border:2px solid var(--line);border-radius:999px;font:inherit;font-size:1rem;background:#fff}
.subscribe-form input:focus{border-color:var(--sage);outline:none}
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
@media (max-width:760px){.subscribe{grid-template-columns:1fr}.subscribe-form{flex-direction:column}}

/* Inner page hero */
.page-hero{background:linear-gradient(180deg,var(--white) 0%,var(--cream) 100%);padding:52px 0 40px}
.page-hero h1{font-size:clamp(2rem,5vw,2.6rem);max-width:20em}
.page-hero .lead{font-size:1.12rem;color:var(--muted);max-width:40em}
.jump{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.jump a{display:inline-flex;align-items:center;min-height:44px;padding:.4em 1em;border-radius:999px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:700;font-size:.88rem;color:var(--navy)}
.jump a:hover{border-color:var(--sage);background:var(--sage-light)}

/* Product sections */
.product{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;margin-bottom:24px;scroll-margin-top:110px}
.bg-white .product{background:var(--cream)}
.product-head{display:flex;gap:16px;align-items:center;margin-bottom:16px}
.product-head .icon{flex:none;width:56px;height:56px;border-radius:14px;background:var(--sage-light);display:flex;align-items:center;justify-content:center}
.product-head .icon svg{width:30px;height:30px;stroke:var(--navy)}
.product-head h3{margin:0;font-size:1.45rem}
.product-sub{margin:.2em 0 0;color:var(--sage);font-weight:700}
.product > p{color:var(--text);max-width:48em}
.product ul{padding-left:1.2em;color:var(--muted);margin:0 0 1.4em}
.product li{margin-bottom:.45em}
.product h4{font-family:var(--font-body);font-size:1rem;color:var(--navy);margin:0 0 .5em}
.product-cols{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin:8px 0 4px}
@media (max-width:760px){.product{padding:24px}.product-cols{grid-template-columns:1fr;gap:4px}.product .btn{width:100%}}

/* Supplement vs Advantage table */
.compare-table-wrap{margin-top:40px}
.compare-table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.compare-table th,.compare-table td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.compare-table thead th{background:var(--navy);color:#fff;font-size:.95rem}
.compare-table tbody th{color:var(--navy);width:28%}
.compare-table tr:last-child th,.compare-table tr:last-child td{border-bottom:0}
.table-note{color:var(--muted);margin-top:14px}
@media (max-width:640px){.compare-table{font-size:.88rem}.compare-table th,.compare-table td{padding:10px}}

/* Inner page hero */
.page-hero{background:linear-gradient(180deg,var(--white) 0%,var(--cream) 100%);padding:56px 0 40px}
.page-hero h1{font-size:clamp(2rem,5vw,2.6rem);max-width:20em}
.page-hero .lead{font-size:1.12rem;color:var(--muted);max-width:42em}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.chips a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:700;font-size:.9rem;color:var(--navy)}
.chips a:hover{background:var(--sage-light);border-color:var(--sage)}

/* Product sections */
.product{scroll-margin-top:110px}
.product-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:44px;align-items:start}
.product-grid p{color:var(--text)}
.facts{background:var(--sage-light);border-radius:var(--radius);padding:26px}
.bg-sage .facts,.product:not(.bg-white) .facts{background:#fff;border:1px solid var(--line)}
.facts h3{font-size:1.1rem;margin-bottom:.6em}
.facts ul{list-style:none;padding:0;margin:0 0 20px}
.facts li{position:relative;padding-left:1.8em;margin-bottom:.7em;color:var(--muted)}
.facts li::before{content:"";position:absolute;left:0;top:.2em;width:1.15em;height:1.15em;background:url(../images/acorn.svg) no-repeat center/contain}
.facts .btn{width:100%}
@media (max-width:860px){.product-grid{grid-template-columns:1fr;gap:24px}.page-hero{padding:36px 0 28px}}

/* Forms */
.form-section{padding-top:16px}
.form-layout{display:grid;grid-template-columns:1.6fr 1fr;gap:44px;align-items:start}
.ssc-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
.ssc-form fieldset{border:0;padding:0;margin:0 0 28px}
.ssc-form legend{font-family:var(--font-head);font-size:1.3rem;color:var(--navy);font-weight:600;margin-bottom:12px}
.ssc-form .hint{color:var(--muted);font-size:.9rem;margin:-6px 0 12px}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.row-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:18px}
.field{margin-bottom:16px}
.field label,.field .label{display:block;font-weight:700;margin-bottom:6px}
.req{color:var(--amber-dark)}
.opt{font-weight:400;color:var(--muted);font-size:.85rem}
.ssc-form input[type=text],.ssc-form input[type=email],.ssc-form input[type=tel],.ssc-form select,.ssc-form textarea{width:100%;min-height:54px;padding:12px 14px;border:2px solid var(--line);border-radius:10px;font:inherit;font-size:1rem;background:#fff;color:var(--text)}
.ssc-form textarea{min-height:130px;resize:vertical}
.ssc-form input:focus,.ssc-form select:focus,.ssc-form textarea:focus{border-color:var(--sage);outline:none;box-shadow:0 0 0 3px var(--sage-light)}
.radio-group .radio{display:inline-flex;align-items:center;gap:8px;min-height:48px;margin-right:22px;font-weight:400;cursor:pointer}
.radio-group input{width:24px;height:24px;accent-color:var(--navy)}
.consent{font-size:.82rem;color:var(--muted);line-height:1.5}
.btn-submit{width:100%;min-height:60px;font-size:1.1rem}
.form-aside{background:var(--sage-light);border-radius:var(--radius);padding:28px}
.form-aside h3{font-size:1.15rem}
.form-aside ul{padding-left:1.2em;margin:0;color:var(--muted)}
.form-aside li{margin-bottom:.5em}
.form-aside p{color:var(--muted)}
.thanks{padding:80px 0 100px}
@media (max-width:860px){.form-layout{grid-template-columns:1fr}.ssc-form{padding:22px}}
@media (max-width:640px){.row-2,.row-3{grid-template-columns:1fr;gap:0}}

.why{font-size:.85rem;color:var(--muted);margin:6px 0 0}
.age-field input{max-width:140px}

/* About */
.about-hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}
.about-hero-img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 35%;border-radius:24px;box-shadow:var(--shadow)}
.timeline{list-style:none;margin:0 0 20px;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:58px;top:8px;bottom:8px;width:2px;background:var(--line)}
.timeline li{display:grid;grid-template-columns:118px 1fr;gap:24px;margin-bottom:30px;position:relative}
.timeline .year{font-family:var(--font-head);font-size:1.25rem;font-weight:600;color:#fff;background:var(--navy);border-radius:999px;height:44px;display:flex;align-items:center;justify-content:center;position:relative;z-index:1}
.timeline h3{margin-bottom:.3em}
.timeline p{color:var(--muted);margin:0}
.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.gallery figure{margin:0}
.gallery img{width:100%;aspect-ratio:1;object-fit:cover;border-radius:14px}
@media (max-width:860px){.about-hero-grid{grid-template-columns:1fr;gap:28px}.about-hero-img{aspect-ratio:4/3;max-width:520px}}
@media (max-width:640px){.timeline::before{left:44px}.timeline li{grid-template-columns:90px 1fr;gap:16px}.timeline .year{font-size:1.05rem}.gallery{grid-template-columns:repeat(2,1fr)}}

/* New to Medicare */
ol.steps{list-style:none;padding:0;margin:0}
.steps-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1000px){.steps-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.steps-4{grid-template-columns:1fr}}
.parts{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.part-letter{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%;background:var(--sage);color:#fff;font-family:var(--font-head);font-size:1.6rem;font-weight:600;margin-bottom:14px}
@media (max-width:1000px){.parts{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.parts{grid-template-columns:1fr}}
.note{margin-top:24px;padding:18px 22px;border-left:4px solid var(--amber);background:#fff;border-radius:0 12px 12px 0;color:var(--text)}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:var(--radius);border:1px solid var(--line)}
.compare-table{width:100%;border-collapse:collapse;min-width:620px;background:#fff}
.compare-table th,.compare-table td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.compare-table thead th{background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:600;font-size:1.05rem}
.compare-table tbody th{color:var(--navy);width:22%}
.compare-table tbody tr:nth-child(even){background:var(--cream)}
.acorn-list{list-style:none;padding:0}
.acorn-list li{position:relative;padding-left:2em;margin-bottom:.8em}
.acorn-list li::before{content:"";position:absolute;left:0;top:.15em;width:1.3em;height:1.3em;background:url(../images/acorn.svg) no-repeat center/contain}

/* Carriers page */
.carriers-page{grid-template-columns:repeat(3,1fr);gap:18px}
.carrier-lg{min-height:130px;font-family:var(--font-head);font-size:1.3rem;color:var(--navy);box-shadow:var(--shadow)}
@media (max-width:760px){.carriers-page{grid-template-columns:repeat(2,1fr)}.carrier-lg{font-size:1.05rem;min-height:100px}}

/* Blog index filter */
.filter .chip{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;background:#fff;border:1px solid var(--line);font:inherit;font-weight:700;font-size:.9rem;color:var(--navy);cursor:pointer}
.filter .chip.active{background:var(--navy);border-color:var(--navy);color:#fff}
.post[hidden]{display:none}

/* Article */
.container.narrow{max-width:800px}
.article-head{padding-top:48px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:.8em}
.crumbs a{color:var(--sage);font-weight:700;text-decoration:none}
.article-head h1{font-size:clamp(2rem,5vw,2.7rem)}
.byline{color:var(--muted);font-size:.92rem}
.article-img{width:100%;border-radius:var(--radius);margin:12px 0 32px;aspect-ratio:16/9;object-fit:cover}
.prose{font-size:1.08rem;line-height:1.7}
.prose h2{font-size:1.6rem;margin:1.6em 0 .5em}
.prose h3{font-size:1.2rem;margin:1.3em 0 .4em}
.prose ul{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.45em}
.prose .article-note{background:var(--sage-light);border-radius:12px;padding:16px 20px}
.prose .sources{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);padding-top:16px;margin-top:2em}
.article-cta{margin:40px 0 0;background:#fff;border:2px solid var(--sage);border-radius:var(--radius);padding:28px}
.article-cta h2{font-size:1.5rem}
.article-cta p{color:var(--muted)}
.article + section{margin-top:56px}

/* Honeypot: hidden from people, visible to bots */
.hp{position:absolute!important;left:-10000px!important;top:auto;width:1px;height:1px;overflow:hidden}
.form-msg{color:var(--amber-dark);font-weight:700;margin-top:12px}

/* Oak tree watermark behind a section */
.oak-bg{position:relative;overflow:hidden}
.oak-bg::before{content:"";position:absolute;inset:24px 0;background:url(../images/oak-tree.png) no-repeat center/contain;opacity:.15;pointer-events:none;z-index:0}
.oak-bg > .container{position:relative;z-index:1}

/* Phone header fit: keep logo, name and Menu button inside the screen */
body{overflow-x:clip}
@media (max-width:560px){
  .site-header .container{gap:10px;min-height:72px}
  .brand{gap:8px;flex:1 1 auto;min-width:0}
  .brand img{width:46px}
  .brand-name{font-size:1rem;white-space:normal}
  .brand-name small{font-size:.52rem;letter-spacing:.03em;margin-top:3px}
  .menu-toggle{padding:0 12px;flex:none}
  .topbar .container{justify-content:center}
}

/* Turning 65 printable timeline */
.tl-controls{display:flex;flex-wrap:wrap;gap:16px;align-items:flex-end;margin-top:20px}
.tl-controls .field{margin:0}
.tl-controls select{min-height:52px;padding:10px 14px;border:2px solid var(--line);border-radius:10px;font:inherit;font-size:1rem;background:#fff;min-width:180px}
.tl-first{display:flex;align-items:center;gap:8px;min-height:52px;font-size:.92rem;cursor:pointer}
.tl-first input{width:22px;height:22px;accent-color:var(--navy)}
.tl-hint{font-size:.85rem;color:var(--muted);margin-top:12px}
.tl-wrap{padding:24px 16px 48px;display:flex;flex-direction:column;align-items:center}
.tl-sheet{width:8.5in;max-width:100%;min-height:5.5in;background:#fff;border:1px solid var(--line);border-radius:6px;box-shadow:var(--shadow);padding:.35in .4in .25in;display:flex;flex-direction:column;gap:.12in;color:#1d2b35;font-size:13px;line-height:1.35}
.tl-head{display:flex;align-items:center;gap:14px}
.tl-oak{width:68px;height:auto}
.tl-kicker{margin:0;font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:11px;color:var(--sage)}
.tl-title{margin:0;font-size:28px;line-height:1.05}
.tl-for{margin:0 0 0 auto;font-size:11px;color:var(--muted);align-self:flex-end;white-space:nowrap}
.tl-line{display:inline-block;width:1.6in;border-bottom:1px solid #9aa5ad;margin-left:4px}
.tl-window{margin:0;font-size:13.5px}
.tl-bar{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(7,1fr);border:2px solid var(--navy);border-radius:8px;overflow:hidden}
.tl-bar li{padding:8px 4px;text-align:center;font-size:11.5px;font-weight:700;border-right:1px solid #c9d2d8;background:#eef3ee}
.tl-bar li:last-child{border-right:0}
.tl-bar li.tl-bday{background:var(--navy);color:#fff}
.tl-bar-labels{display:flex;justify-content:space-between;font-size:10.5px;color:var(--muted);margin-top:-6px}
.tl-best{color:var(--navy);font-weight:700}
.tl-body{display:grid;grid-template-columns:1.25fr 1fr;gap:.25in;align-items:center}
.tl-checks{list-style:none;margin:0;padding:0}
.tl-checks li{display:flex;align-items:center;gap:10px;margin-bottom:7px;font-size:13.5px}
.tl-box{flex:none;width:15px;height:15px;border:2px solid var(--navy);border-radius:3px}
.tl-warn{margin:0;padding:10px 12px;border-left:4px solid var(--amber);background:#fdf6ec;font-size:12.5px}
.tl-foot{margin-top:auto;display:flex;align-items:center;justify-content:space-between;border-top:2px solid var(--navy);padding-top:8px}
.tl-contact{display:flex;flex-direction:column;font-size:11.5px;color:var(--muted)}
.tl-contact strong{font-family:var(--font-head);font-size:15px;color:var(--navy)}
.tl-phone{color:var(--navy);font-weight:700;font-size:13px}
.tl-qr{width:.8in;height:.8in}
.tl-fold{width:8.5in;max-width:100%;text-align:center;font-size:11px;color:var(--muted);border-top:1px dashed #9aa5ad;margin:10px 0 0;padding-top:4px;letter-spacing:.1em;text-transform:uppercase}
@media (max-width:760px){
  .tl-sheet{padding:18px;min-height:0}
  .tl-for{display:none}
  .tl-bar{grid-template-columns:repeat(4,1fr)}
  .tl-bar li{border-bottom:1px solid #c9d2d8}
  .tl-bar-labels{flex-direction:column;gap:2px;margin-top:0}
  .tl-body{grid-template-columns:1fr}
}
@media print{
  @page{size:letter;margin:0}
  html,body{background:#fff!important;font-size:100%}
  .topbar,.site-header,.site-footer,.mobile-bar,.no-print,.skip{display:none!important}
  .tl-wrap{padding:0;display:block}
  .tl-sheet{width:8.5in;height:5.5in;min-height:0;border:0;border-radius:0;box-shadow:none;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .tl-fold{width:8.5in;margin:0}
}
.tl-options-wrap{padding-top:8px;padding-bottom:16px}
.tl-options{display:grid;grid-template-columns:1fr 1.4fr;gap:24px;align-items:start}
.tl-options h2{font-size:1.4rem}
.tl-form{padding:0;border:0;box-shadow:none}
.thanks-short{padding-bottom:16px}
@media (max-width:860px){.tl-options{grid-template-columns:1fr}}

/* Timeline page layout: preview left, forms right */
.tl-layout{padding-top:8px}
.tl-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:28px;align-items:start}
.tl-preview{position:sticky;top:110px}
.tl-preview .tl-sheet{width:100%}
.tl-preview .tl-fold{width:100%}
.tl-side{display:flex;flex-direction:column;gap:22px}
.tl-side h2{font-size:1.4rem}
.ssc-form input[type=date]{width:100%;min-height:54px;padding:12px 14px;border:2px solid var(--line);border-radius:10px;font:inherit;font-size:1rem;background:#fff;color:var(--text)}
@media (max-width:980px){
  .tl-grid{grid-template-columns:1fr}
  .tl-preview{position:static;order:2}
  .tl-side{order:1}
}
@media print{
  .tl-layout{padding:0!important}
  .tl-grid{display:block;max-width:none;padding:0}
  .tl-preview{position:static}
  .tl-preview .tl-sheet{width:8.5in}
  .tl-preview .tl-fold{width:8.5in}
}

/* Timeline preview fits the standard page width */
.tl-side .card{padding:24px}
.tl-preview .tl-bar li{font-size:10.5px;padding:7px 3px}

/* Timeline sheet: spread content more evenly down the half page */
.tl-sheet{gap:.22in;padding-top:.4in;padding-bottom:.3in}
.tl-bar-labels{margin-top:-.17in}
.tl-checks li{margin-bottom:9px}
@media (max-width:760px){.tl-sheet{gap:14px}.tl-bar-labels{margin-top:-8px}}

.disc-head{font-family:var(--font-body);font-size:.8rem;font-weight:700;color:#fff;margin:14px 0 4px;letter-spacing:.02em}
.disclaimer .disc-head:first-child{margin-top:0}

.person .headshot{width:100%;aspect-ratio:1;border-radius:50%;object-fit:cover;box-shadow:var(--shadow)}
@media (max-width:520px){.person .headshot{width:140px}}

/* Print: always use the full desktop layout of the timeline sheet,
   even when the browser's print width triggers the phone rules */
@media print{
  *{-webkit-print-color-adjust:exact!important;print-color-adjust:exact!important}
  .tl-sheet{padding:.4in .4in .3in!important;gap:.22in!important;font-size:13px!important}
  .tl-for{display:block!important}
  .tl-bar{grid-template-columns:repeat(7,1fr)!important}
  .tl-bar li{border-bottom:0!important;font-size:11px!important;padding:8px 3px!important}
  .tl-bar-labels{flex-direction:row!important;gap:0!important;margin-top:-.17in!important}
  .tl-body{grid-template-columns:1.25fr 1fr!important}
  .tl-title{font-size:28px!important}
}